Compare the Best Local Rates

Lowell Credit Unions with the Highest Interest Rates

Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in Lowell. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.

There are several credit unions in Lowell, MA offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now.

Credit Unions in Lowell with the Best CD Rates

A certificate of deposit (CD) works like a savings account, except that you keep your money on deposit for a set amount on time in exchange for a higher rate. CDs are great savings tools for depositors who don’t need access to their money for a while–and the longer the deposit term, the higher the rate.

6-Month CD

  • Members Plus Credit Union: 0.75%
  • City Of Boston Credit Union: 0.75%
  • HarborOne Credit Union: 0.65%

12-Month CD
  • City Of Boston Credit Union: 1.05%
  • Members Plus Credit Union: 1.01%
  • Boston Globe Employees Credit Union: 1%

24-Month CD
  • Members Plus Credit Union: 1.51%
  • City Of Boston Credit Union: 1.46%
  • Holy Rosary Credit Union: 1.4%

Highest Lowell Credit Union Savings Interest Rates

If you want to earn a high interest rate but also keep your account liquid, these credit union savings accounts will help you accomplish both.

  • Workers' Credit Union - Fitchburg, Massachusetts: 1.1%
  • Boston Globe Employees Credit Union: 0.5%
  • Members Plus Credit Union: 0.5%

The above rates are accurate as of June 22, 2011, but are subject to change at any time at the discretion of the individual credit union. Please contact CUs directly to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Lowell Banks List.